Equity Release London: Discover Your True Wealth Potential in 2025

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Author Paul Murphy- Later Life Finance Ltd

Equity Release Advisers in London

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Are you ready to explore your equity release in London options further? Our equity release advisers in London will guide you through all your lifetime mortgage options. We source plans with greater flexibility than ever to safely enhance your finances in Later Life with the wealth tied up in your home. 

But what are the best options, companies, deals and advice to ensure you make the best decision for you and your home?

We consider the benefits of equity release in London and review how to access expert advice:

 
  • Raise tax free equity to boost finances and settle existing mortgage lending
 
 
  • Access broker exclusive deals, cash backs and expertise to save you time and stress when exploring and arranging lifetime mortgages. 

We help homeowners explore the benefits of raising tax free equity with lifetime mortgages in London, and consider how equity release can reduce inheritance tax to home improvements and dream holidays

Later Life Finance are members of the following London bodies

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Cash Lump Sum

Lump sum for home improvements, a new vehicle or to boost finances

Pay Off your Mortgage

Repaying your mortgage to enjoy the retirement you've worked for

Help family with a gift

Gifting an inheritance and IH tax planning

Dream Holiday

Equity release can help you fulfil a dream holiday destination

Deal Direct With a Broker & Access The Lowest Percentage Interest Rates in the Market, Guaranteed.

We're Trusted By 1000's UK Homeowners For The Best Deals From The Whole Market.

Equity release advisers in London: Advice you can rely on

As a specialist broker, Later Life Finance can help you navigate your options to identify the most suitable solution for your plans with independent equity release advice in London. 

Dealing direct with a broker means you will access the lowest interest rates in the market, guaranteed. You also benefit from accessing all lenders in one place to save you time and hassle dealing with multiple companies. 

Whether you need a remortgage solution, you’re considering inheritance tax planning, gifting an early inheritance, or simply enjoying the retirement you truly deserve, your home is also an asset which can be used to transform your retirement.

If you are also considering how equity release affects inheritance tax, this is an area worth investigating further with our experts at Later Life Finance, as many of our clients have tapped into their wealth as part of a wealth planning strategy. 

We are an FCA authorised broker for your peace of mind and safety, and we’re members of the equity release council. 

Royal london lifetime mortgage logo

Royal London Equity Release

Later Life Finance have access to the full range of Royal London equity release plans. 

Applications can only be made through independent financial advisers, ensuring that borrowers receive professional advice. 

Royal London equity release say “We’re the UK’s largest mutual life, pensions and investment company”

To access Royal London lifetime mortgage plans further, consider using our free Royal London equity release calculator.

 

Equity release mortgages in London: Comparing the best deals

As experts in equity release mortgages for older borrowers, we firmly believe in providing you with the best experience possible, with free initial advice. 

We provide free initial advice, detailed calculations and projections to discover all your options & access a friendly expert broker service you can rely on. 

1.No call centres, speak with experts & compare the top deals from the whole market. 

2.Understand all your options to release money from your home with a safe plan.

3. Access Broker Exclusive Deals

Remortgage to release equity in London

Remortgaging to release equity is becoming popular with London homeowners to unlock tax-free wealth to boost finances in retirement. If you are considering a remortgage to release equity, our expert advisers can help you explore the market and source the best remortgage deals from all lenders available in London. Book a free online appointment and discover all your options with our qualified experts.

  • Ask any questions or concerns you have with our qualified advisers
  • Learn how voluntary repayments can help preserve more of your equity
  • Access calculations, projections and interest costs
  • Find out how the different equity release plans work in London
  • Find out more about the latest offers available
  • Discuss whether any entitlements to means-tested benefits may be affected
  • Understand the impact on the value of your estate
  • Work with your qualified adviser to see whether equity release is right for you

Contact our experts on 0800 2465228

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Contact our experts on 0800 2465228

Get your free equity calculation...

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Equity release calculator FAQS

In 2023 Equity release is based on the value of your home and your age. It's usually between 20% and 60% of your property's value. The maximum equity you can borrow depends on different factors, such as the value of your home, your age and your health. Your adviser will provide detailed figures on this https://later-life-finance.co.uk/uk-equity-release-calculator/how-much-equity-can-i-release
The money you can get is usually between 20% and 60% of your property's value. The maximum equity you can borrow depends on different factors, such as the value of your home, your age and your health. Your adviser will provide detailed figures on this https://later-life-finance.co.uk/uk-equity-release-calculator/how-much-equity-can-i-release
The most common form of equity release is a lifetime mortgage that isn't paid off until the last surviving homeowner has passed away or gone into long term care. You can still move home and pay voluntary payments off the mortgage with most lenders in 2023.
At the end of the first month or year (depending on your plan), the amount of interest charged is added to the original loan. The following month/year, the interest will be 'compounded', which means it's calculated based on the sum of the original loan, plus the interest charged during the first month/year. Your adviser will provide detailed calculations, including any planned repayments you intend to make. https://later-life-finance.co.uk/uk-equity-release-calculator/how-much-equity-can-i-release