Equity Release Harrogate
Later Life Finance are the trusted name in later life mortgages and equity release plans for homeowners in Harrogate & North Yorkshire.
Whether you are considering equity release for inheritance tax planning, a flexible remortgage solution or a dream holiday, we can help explore all your options.
“I cannot recommend them highly enough. Their service goes above and beyond. Very happy customers!”
Author- Paul Murphy
Later Life Finance Limited.
Equity release advisers in Harrogate: Advice & expertise you can rely on
Later Life Finance have helped 1000’s homeowners safely raise tax free wealth since 2014.
As a specialist FCA authorised lifetime mortgage broker, we will guide you through your options in confidence, with a first-class level of service throughout.
Later Life Finance are proud to be members of:
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Cash Lump Sum
Pay Off your Mortgage
- Access bespoke deals for HNW homeowners in Harrogate & North Yorkshire
- Private client broker consultancy service: expertise in higher value lending and underwriting
- Discover the benefits of utilising equity release for inheritance tax planning
Help family with a gift
Dream Holiday
If you’re considering releasing equity from your home in Harrogate, a lifetime mortgage provides the flexibility to safely unlock tax free wealth from your home.
Later Life Finance are based on Harrogate Road in Leeds and provide home and office appointments to discuss your plans.
As a specialist broker we review all your mortgage options, including equity release, lifetime and retirement mortgages.
Modern interest only lifetime mortgages provide the flexibility to control the sum borrowed and preserve your equity.
We provide a complete lender research service, including:
- Interest only lifetime mortgage payment projections
- Detailed analysis of regular, ad hoc and lump sum payments
- Graphs showing how interest payments effect your remaining equity and the impact on inheritance tax
How does equity release work in Harrogate?
Where downsizing is not preferable, or the time just isn’t quite right, equity release in Harrogate can offer a flexible solution to raise tax-free wealth. Alternative assets can be inefficient to liquidate for tax reasons, making the argument for accessing tax free equity more attractive.
From repaying an existing mortgage or personal debt, a gift to help your family financially, home or garden improvements, or cover the costs of care in the home, there are many benefits of releasing equity, it can offer a great deal of options and is certainly worth exploring.
We can show you the benefits of making regular interest payments to your lifetime mortgage, and how this will affect your estate.
Later Life Finance are experts in flexible lifetime mortgages in Harrogate, which include the increasing range of interest only lifetime mortgages, which we compare as part of our advice service to secure you the best possible deal.
We provide a complete lender research service, including:
- Lifetime mortgage and retirement interest only comparison
- Interest only lifetime mortgage payment projections
- Detailed analysis of regular, ad hoc and lump sum payments
- Graphs showing how interest payments effect your remaining equity and the impact of equity release and inheritance tax upon your estate
Understanding how your preferred mortgage repayments can impact on the interest costs will help you decide whether a lifetime mortgage is suitable for your requirements.
Lifetime Mortgage Advice in Harrogate
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Summary
Our lifetime mortgage advisers will help you explore the range of options available for equity release in Harrogate and North Yorkshire.
To find out how much equity you can borrow with a lifetime mortgage in Harrogate, request a call back for a detailed illustration.