Compare The Top Best Equity Release Mortgage Lenders 2025

Author: Paul Murphy Later Life Finance

Who are the best equity release mortgage lenders? The top 11 equity release mortgage lenders in 2025 include Aviva, Royal London, Liverpool Victoria, Legal & General, More 2 Life, Canada Life, Just, Standard Life, Scottish Widows, & Livemore.

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We compare equity release mortgage lenders from the whole market!

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Top 10 List of Equity Release Mortgage Lenders

As part of our advice & broker service at Later Life Finance, we compare equity release mortgage lenders from the whole market to source you the best deal for your plans. 

Our Top 10 List of best equity release companies:

  1. Canada Life- Equity release mortgage lender with downsizing protection 

  2. Legal & General- Equity release mortgage lender &  interest only lifetime mortgages

  3. Aviva- Flexible underwriting, voluntary repayment Equity release mortgage lender

  4. Just- High lump sum plans and medically enhanced plans

  5. LV= Drawdown plans

  6. Pure Retirement- Range of funders to select

  7. Standard Life- Lump sum and drawdown plans,voluntary repayments

  8.  Livemore-RIO and Equity release mortgage lender

  9. More to Life- Lump sum and drawdown plans, voluntary repayments

  10. Royal London- Lump sum and drawdown Equity release mortgage lender

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Who are the best equity release mortgage lenders for your plans?

Who are the best equity release mortgage lenders for your specific plans, and why?

The answer to this question depends on your current and longer-term plans. For example, are you planning to downsize and repay, or are you in your ‘forever home’?

Do you want access to a drawdown facility for the future, or a one-off lump sum?

Our equity release advisers review these important points with you to understand what’s important for the future to ensure a solution is fit for purpose and there will be no surprises later down the line!

If you are considering equity release to pay off an interest only mortgage, finding the best equity release mortgage provider for your needs is crucial to secure the most suitable solution for your current and long-term plans. 

When you are ready to compare plans in detail, our Lifetime mortgage calculator will help you get started with finding the best equity release mortgage companies.

Ready to compare the list of equity release mortgages with our expert advisers?

Get your free calculation, compare the market with a free expert review, get interest projections & access to our exclusive broker deals!

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What Are The Next Steps To Proceed?

To explore the range of equity release mortgage lenders, 

 1. Book a free call back with our experts to compare plan features

2. Discuss your plans with our experts, who will  Consider your circumstances in 5-10 years from now. We will help you with a clear plan of the best equity release mortgage provider for your needs. 

3. If suitable, we will make a recommendation once we’ve researched the market

4. Apply- We will handle the entire process for you!

5. Completion- In approx 6-8 weeks your funds will be transferred to your bank account. 

Later Life Finance are an FCA authorised equity release broker you can rely on for expertise and knowledge across all lenders, schemes and criteria to save you time and stress.  

Why do our customers choose Later Life Finance over our competitors? It’s simple, our service is first-class!

  • Personal service with a single point of contact. No call centres, and a wealth of expertise
  • Lifetime care and advice pledge. Long-term peace of mind with a private-client level of service
  • High Net Worth mortgage broker- Access bespoke deals, cash backs and exclusive deals not widely available 
  • Lender expertise- As a specialist broker, we have access to bespoke lending solutions and have established strong working relationships with lenders and solicitors, which helps the process run as smoothly as possible for you. 

To help you find the best deal our equity release mortgage calculator will provide instant results. 

It’s important the deal fits your requirements and is ‘future proof’, so you can be confident the equity release plan is flexible for early repayment, if this is part of your overall plan.