Compare The Top Best Equity Release Mortgage Lenders 2025
Author: Paul Murphy Later Life Finance
Who are the best equity release mortgage lenders? The top 11 equity release mortgage lenders in 2025 include Aviva, Royal London, Liverpool Victoria, Legal & General, More 2 Life, Canada Life, Just, Standard Life, Scottish Widows, & Livemore.
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Read our customer stories below
We compare equity release mortgage lenders from the whole market!
EXCELLENT Based on 29 reviews Posted on Google Fiona PalmerTrustindex verifies that the original source of the review is Google. Thank you Later Life Finance and Andy English. I received a very professional, caring, supportive service from you. You listened carefully to my requirements acted in MY interests, guided me through the whole process of obtaining a Lifetime Mortgage. You liaised with my Solicitor, the mortgage company & Surveyor. You made the whole process smooth and stress free. In this day of advanced technology, increased scammer activity I felt I could trust your advice & guidance in obtaining the very best outcome for my situation. Thank you once again.Posted on Google mark whiteTrustindex verifies that the original source of the review is Google. First class service from Andrew English from the start of my enquiry through to completion.Sound advice,informative and helpful throughout the procedure.Contract completed in a much shorter period than I had anticipated .Would highly recommend his services for any parties looking to arrange equity release or similar.Many thanks,MarkPosted on Google Rob TheRelicTrustindex verifies that the original source of the review is Google. My adviser, Andy English, did a great job of reviewing my current circumstances, objectives and the options available to me to achieve them. He presented a number of options, highlighting the pros and cons of each, allowing me to make a decision I was confident would suit my needs. Highly recommended.Posted on Google susan wilsomTrustindex verifies that the original source of the review is Google. I can’t recommend Paul and Later Life Finance highly enough. He gave me sound unbiased advice, dealt with my application quickly and professionally and made the whole process pain free… first class service!Posted on Google Leah AndersonTrustindex verifies that the original source of the review is Google. We have been delighted with the Service from Later Life - from start to finish we dealt with Andy English. He listened to our situation & tailored our Equity Release package to ensure it met with our needs. We feel confident that this will change our lives & give us freedom in our retirement. Later Life are definitely a great choice we recommend them to everyone looking for Equity Release, they have provided us with excellent advice & they are very easy to speak to.Posted on Google Keren SpinkTrustindex verifies that the original source of the review is Google. Excellent advice from Paul. Supported us throughout the process enabling us get the best outcome for us. Highly recommended xPosted on Google Deb PhillipsTrustindex verifies that the original source of the review is Google. Brilliant service. Recommend Paul highly.Posted on Google Shaun HoltTrustindex verifies that the original source of the review is Google. Michael has been an absolute legend in helping us remortgage . Nothing was too much trouble , thorough , professional and considered our needs and expectations at every point in the process . We have asked for help from multiple brokers and hands down Michael has been fantastic. We both highly recommend at least having a conversation with him and the rest will be history . There’s a reason Later LifeFinance has won awards !Posted on Google tracey davisTrustindex verifies that the original source of the review is Google. My experience with Later Life Insurance was excellent. My case was dealt with patience and without pressure. When 'shopping around', the stress and pressure from other companies was overwhelming and highly intrusive. Paul Murphy, my case worker was thorough and understanding of the difficultly of the decision that one has to make. I can't praise him enough and I highly recommend him. T. Davis, West WalesPosted on Google Christina ParfittTrustindex verifies that the original source of the review is Google. We found the whole process of obtaining our Equity Release with Later Life Finance so easy, thanks to Mike Filewood. We were kept in the loop at all stages of the process, and quite frankly found the whole affair completely stress free. I would certainly advise anyone thinking of doing the same with regards to their property, using Mike and the team sorting and finalising the transaction. Definitely 100 per cent listening to their client and dealing with all situations that may arise with great care and respect. We are thankful and grateful to everyone who dealt with us.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Top 10 List of Equity Release Mortgage Lenders
As part of our advice & broker service at Later Life Finance, we compare equity release mortgage lenders from the whole market to source you the best deal for your plans.
Our Top 10 List of best equity release companies:
Canada Life- Equity release mortgage lender with downsizing protection
Legal & General- Equity release mortgage lender & interest only lifetime mortgages
Aviva- Flexible underwriting, voluntary repayment Equity release mortgage lender
Just- High lump sum plans and medically enhanced plans
LV= Drawdown plans
Pure Retirement- Range of funders to select
Standard Life- Lump sum and drawdown plans,voluntary repayments
Livemore-RIO and Equity release mortgage lender
More to Life- Lump sum and drawdown plans, voluntary repayments
Royal London- Lump sum and drawdown Equity release mortgage lender
Who are the best equity release mortgage lenders for your plans?
Who are the best equity release mortgage lenders for your specific plans, and why?
The answer to this question depends on your current and longer-term plans. For example, are you planning to downsize and repay, or are you in your ‘forever home’?
Do you want access to a drawdown facility for the future, or a one-off lump sum?
Our equity release advisers review these important points with you to understand what’s important for the future to ensure a solution is fit for purpose and there will be no surprises later down the line!
If you are considering equity release to pay off an interest only mortgage, finding the best equity release mortgage provider for your needs is crucial to secure the most suitable solution for your current and long-term plans.
When you are ready to compare plans in detail, our Lifetime mortgage calculator will help you get started with finding the best equity release mortgage companies.
Ready to compare the list of equity release mortgages with our expert advisers?
Get your free calculation, compare the market with a free expert review, get interest projections & access to our exclusive broker deals!
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What Are The Next Steps To Proceed?
To explore the range of equity release mortgage lenders,
1. Book a free call back with our experts to compare plan features
2. Discuss your plans with our experts, who will Consider your circumstances in 5-10 years from now. We will help you with a clear plan of the best equity release mortgage provider for your needs.
3. If suitable, we will make a recommendation once we’ve researched the market
4. Apply- We will handle the entire process for you!
5. Completion- In approx 6-8 weeks your funds will be transferred to your bank account.
Later Life Finance are an FCA authorised equity release broker you can rely on for expertise and knowledge across all lenders, schemes and criteria to save you time and stress.
Why do our customers choose Later Life Finance over our competitors? It’s simple, our service is first-class!
- Personal service with a single point of contact. No call centres, and a wealth of expertise
- Lifetime care and advice pledge. Long-term peace of mind with a private-client level of service
- High Net Worth mortgage broker- Access bespoke deals, cash backs and exclusive deals not widely available
- Lender expertise- As a specialist broker, we have access to bespoke lending solutions and have established strong working relationships with lenders and solicitors, which helps the process run as smoothly as possible for you.
To help you find the best deal our equity release mortgage calculator will provide instant results.
It’s important the deal fits your requirements and is ‘future proof’, so you can be confident the equity release plan is flexible for early repayment, if this is part of your overall plan.