Compare The Top Best Equity Release Mortgage Lenders 2025
Author: Paul Murphy Later Life Finance
Who are the best equity release mortgage lenders? The top 11 equity release mortgage lenders in 2025 include Aviva, Royal London, Liverpool Victoria, Legal & General, More 2 Life, Canada Life, Just, Standard Life, Scottish Widows, & Livemore.
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We compare equity release mortgage lenders from the whole market!
I have known Paul for a number of years, and he is very professional & knowledgeable and always goes the extra mile for his client's. I would have no hesitation in recommending Paul to any potential clients requiring equity release. Mark Eastwood16/07/2024 Cant than Paul enough for his help. Totally proffecional all the way from our first conversation to our last. Thank you Paul for arranging our life time mortgage. Brian Bircham13/02/2024 Very good Michael Dilucia08/07/2023 My equity release application had been rejected 3 times when I was referred to Peter at Later Life. He was extremely thorough, patient, friendly, and knowledgeable. He helped us with every step of the application and explained everything clearly and patiently. We finally succeeded in getting the equity release we wanted. I cannot recommend them highly enough. Their service goes above and beyond. Very happy customers! Sherry Izadi08/07/2023 Paul has been a rock throughout the most traumatic time of my life. His patience has been endless as I was clueless about my financial complications after the death of my husband. I recommend his services to anyone out there needing his advice and guidance. Hazel Franklin20/10/2022 Paul Murphy was superb in sourcing and arranging my lifetime mortgage and his professionalism was second to none. I would recommend him without reservation. Tony Holloway31/03/2022 Paul did a first class job helping me secure a great rate for my equity release proposition. I like the idea of equity release but at the right rate Paul was competitive and at the expense of his own commission made it happen. I really felt I was the focus not him. The big firms with the fancy marketing were almost twice as much in terms of all- important compound interest. I highly recommend Paul, he works for you, not 'them'. I also felt safe with the solicitors he recommended, they too sent a first class guy who was a pleasure to work with. Equity release is not cheap, it's vital that people like Paul work for your best interest (pun intended). What price can you place on the latter peace of mind having financial security brings. Highly delighted. Mike Murray31/03/2022 We have used Paul's services twice in just over a year. Initially it was to change provider as better interes rates were available. On the annual review it transpired that no early repayment charges would be levied. Being a Yorkshire man l searched for best rates, providers and advisors and it was back to Paul. I have no loyalty where money is concerned but transparency, knowledge and reliability are paramount. That's exactly what we got. Good service, excellent communication, expedience and saved money. Second time around not even a direct fee to pay for the service. Another provider did come up with an option however their fees were somewhat prohibitive, when l brought this to their attention they offered to slash the fee. Not good practice. So after all the waffle. I have no reservations in recommending Paul's services. Anthony Grey08/09/2021 We had reservations about Equity Release plans and approached a number of leading companies. Glad we settled with Paul Murphy and Responsible Life. He was patient and personable and guided us through the process. We received a most professional service, never felt under pressure. The plan is now in place. Excellent communications throughout. No hesitation, would highly recommend Paul. Jw. Jeffrey Wade07/01/2021
Top 10 List of Equity Release Mortgage Lenders
As part of our advice & broker service at Later Life Finance, we compare equity release mortgage lenders from the whole market to source you the best deal for your plans.
Our Top 10 List of best equity release companies:
Canada Life- Equity release mortgage lender with downsizing protection
Legal & General- Equity release mortgage lender & interest only lifetime mortgages
Aviva- Flexible underwriting, voluntary repayment Equity release mortgage lender
Just- High lump sum plans and medically enhanced plans
LV= Drawdown plans
Pure Retirement- Range of funders to select
Standard Life- Lump sum and drawdown plans,voluntary repayments
Livemore-RIO and Equity release mortgage lender
More to Life- Lump sum and drawdown plans, voluntary repayments
Royal London- Lump sum and drawdown Equity release mortgage lender
Who are the best equity release mortgage lenders for your plans?
Who are the best equity release mortgage lenders for your specific plans, and why?
The answer to this question depends on your current and longer-term plans. For example, are you planning to downsize and repay, or are you in your ‘forever home’?
Do you want access to a drawdown facility for the future, or a one-off lump sum?
Our equity release advisers review these important points with you to understand what’s important for the future to ensure a solution is fit for purpose and there will be no surprises later down the line!
If you are considering equity release to pay off an interest only mortgage, finding the best equity release mortgage provider for your needs is crucial to secure the most suitable solution for your current and long-term plans.
When you are ready to compare plans in detail, our Lifetime mortgage calculator will help you get started with finding the best equity release mortgage companies.
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What Are The Next Steps To Proceed?
To explore the range of equity release mortgage lenders,
1. Book a free call back with our experts to compare plan features
2. Discuss your plans with our experts, who will Consider your circumstances in 5-10 years from now. We will help you with a clear plan of the best equity release mortgage provider for your needs.
3. If suitable, we will make a recommendation once we’ve researched the market
4. Apply- We will handle the entire process for you!
5. Completion- In approx 6-8 weeks your funds will be transferred to your bank account.
Later Life Finance are an FCA authorised equity release broker you can rely on for expertise and knowledge across all lenders, schemes and criteria to save you time and stress.
Why do our customers choose Later Life Finance over our competitors? It’s simple, our service is first-class!
- Personal service with a single point of contact. No call centres, and a wealth of expertise
- Lifetime care and advice pledge. Long-term peace of mind with a private-client level of service
- High Net Worth mortgage broker- Access bespoke deals, cash backs and exclusive deals not widely available
- Lender expertise- As a specialist broker, we have access to bespoke lending solutions and have established strong working relationships with lenders and solicitors, which helps the process run as smoothly as possible for you.
To help you find the best deal our equity release mortgage calculator will provide instant results.
It’s important the deal fits your requirements and is ‘future proof’, so you can be confident the equity release plan is flexible for early repayment, if this is part of your overall plan.