Access the exciting range of flexible Lifetime Mortgages, Retirement Interest-Only Mortgages, Drawdown Mortgages,
Voluntary repayment plans, downsizing protection & more!

 
 
 
 
 
 
 
  
 
 
  
I have known Paul for a number of years, and he is very professional & knowledgeable and always goes the extra mile for his client's. I would have no hesitation in recommending Paul to any potential clients requiring equity release.
  
 
 
 
  
 
 
 Mark Eastwood 
 
16/07/2024
 
 
 
  
 
 
  
Cant than Paul enough for his help. Totally proffecional all the way from our first conversation to our last.
Thank you Paul for arranging our life time mortgage.
  
 
 
 
  
 
 
 Brian Bircham 
 
13/02/2024
 
 
 
  
 
 
  
Very good
  
 
 
 
  
 
 
 Michael Dilucia 
 
08/07/2023
 
 
 
  
 
 
  
My equity release application had been rejected 3 times when I was referred to Peter at Later Life. He was extremely thorough, patient, friendly, and knowledgeable. He helped us with every step of the application and explained everything clearly and patiently. We finally succeeded in getting the equity release we wanted. I cannot recommend them highly enough. Their service goes above and beyond. Very happy customers!
  
 
 
 
  
 
 
 Sherry Izadi 
 
08/07/2023
 
 
 
  
 
 
  
Paul has been a rock throughout the most traumatic time of my life.  His patience has been endless as I was clueless about my financial complications after the death of my husband.    I recommend his services to anyone out there needing his advice and guidance.
  
 
 
 
  
 
 
 Hazel Franklin 
 
20/10/2022
 
 
 
  
 
 
  
Paul Murphy was superb in sourcing and arranging my lifetime mortgage and his professionalism was second to none. I would recommend him without reservation.
  
 
 
 
  
 
 
 Tony Holloway 
 
31/03/2022
 
 
 
  
 
 
  
Paul did a first class job helping me secure a great rate for my equity release proposition. I like the idea of equity release but at the right rate   Paul was competitive and at the expense of his own commission made it happen.  I really felt I was the focus not him. The big firms with the fancy marketing were almost twice as much in terms of all- important compound interest.  I highly recommend Paul, he works for you, not 'them'.  I also felt safe with the solicitors he recommended, they too sent a first class guy who was a pleasure to work with.  Equity release is not cheap, it's vital that people like Paul work for your best interest (pun intended). What price can you place on the latter peace of mind having financial security brings.  Highly delighted.
  
 
 
 
  
 
 
 Mike Murray 
 
31/03/2022
 
 
 
  
 
 
  
We have used Paul's services twice in just over a year.
Initially it was to change provider as better interes rates were available.
On the annual review it transpired that no early repayment charges would be levied.
Being a Yorkshire man l searched for best rates, providers and advisors and it was back to Paul.
I have no loyalty where money is concerned but transparency, knowledge and reliability are paramount.
That's exactly what we got.
Good service, excellent communication, expedience and saved money.
Second time around not even a direct fee to pay for the service.
Another provider did come up with an option however their fees were somewhat prohibitive, when l brought this to their attention they offered to slash the fee.
Not good practice.
So after all the waffle.
I have no reservations in recommending Paul's services.
  
 
 
 
  
 
 
 Anthony Grey 
 
08/09/2021
 
 
 
  
 
 
  
We had reservations about Equity Release plans and approached a number of leading companies.
Glad we settled with Paul Murphy and Responsible Life. He was patient and personable and guided us through the process.
We received a most professional service, never felt under pressure. The plan is now in place.
Excellent communications throughout. No hesitation, would highly recommend Paul.
Jw.
  
 
 
 
  
 
 
 Jeffrey Wade 
 
07/01/2021